@techreport{NBERw12348,
 title = "The Catastrophic Effects of Natural Disasters on Insurance Markets",
 author = "W. Kip Viscusi and Patricia Born",
 institution = "National Bureau of Economic Research",
 type = "Working Paper",
 series = "Working Paper Series",
 number = "12348",
 year = "2006",
 month = "July",
 URL = "http://www.nber.org/papers/w12348",
}