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NBER Papers on Household Finance Working Group

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2019
w25959 Gabriel Chodorow-Reich
Plamen T. Nenov
Alp Simsek

Stock Market Wealth and the Real Economy: A Local Labor Market Approach
w25943 Robert Bartlett
Adair Morse
Richard Stanton
Nancy Wallace

Consumer-Lending Discrimination in the FinTech Era
w25929 Orazio Attanasio
Matthew Bird
Lina Cardona-Sosa
Pablo Lavado

Freeing Financial Education via Tablets: Experimental Evidence from Colombia
w25906 Jack Favilukis
Pierre Mabille
Stijn Van Nieuwerburgh

Affordable Housing and City Welfare
w25905 Benjamin M. Marx
Lesley J. Turner

Student Loan Choice Overload
w25876 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian
William L. Skimmyhorn

Borrowing to Save? The Impact of Automatic Enrollment on Debt
w25861 Vivek Bhattacharya
Gaston Illanes
Manisha Padi

Fiduciary Duty and the Market for Financial Advice
w25843 Michael Bailey
Drew M. Johnston
Theresa Kuchler
Johannes Stroebel
Arlene Wong

Peer Effects in Product Adoption
w25832 Mariacristina De Nardi
Giulio Fella
Marike G. Knoef
Gonzalo Paz-Pardo
Raun Van Ooijen

Family and Government Insurance: Wage, Earnings, and Income Risks in the Netherlands and the U.S.
w25814 Eliezer Fich
Viktoriya Lantushenko
Clemens Sialm

Institutional Trading Around M&A Announcements
w25810 Marco Di Maggio
Ankit Kalda
Vincent Yao

Second Chance: Life without Student Debt
w25805 Prottoy A. Akbar
Sijie Li
Allison Shertzer
Randall P. Walsh

Racial Segregation in Housing Markets and the Erosion of Black Wealth
w25764 Eric T. Swanson
Implications of Labor Market Frictions for Risk Aversion and Risk Premia
w25761 Daniel Cooper
María José Luengo-Prado
Jonathan A. Parker

The Local Aggregate Effects of Minimum Wage Increases
w25757 Michael Gelman
Shachar Kariv
Matthew D. Shapiro
Dan Silverman

Rational Illiquidity and Excess Sensitivity: Theory and Evidence from Income Tax Withholding and Refunds
w25750 Hugh Hoikwang Kim
Raimond Maurer
Olivia S. Mitchell

How Cognitive Ability and Financial Literacy Shape the Demand for Financial Advice at Older Ages
w25744 Stefano Giglio
Matteo Maggiori
Johannes Stroebel
Stephen Utkus

Five Facts About Beliefs and Portfolios
w25738 Bruce D. Meyer
Nikolas Mittag

Combining Administrative and Survey Data to Improve Income Measurement
w25737 Bruce D. Meyer
Nikolas Mittag

An Empirical Total Survey Error Decomposition Using Data Combination
w25734 Robert F. Engle III
Stefano Giglio
Bryan T. Kelly
Heebum Lee
Johannes Stroebel

Hedging Climate Change News
w25718 Paul D. Adams
Stefan Hunt
Christopher Palmer
Redis Zaliauskas

Testing the Effectiveness of Consumer Financial Disclosure: Experimental Evidence from Savings Accounts
w25701 Amine Ouazad
Romain Rancière

Market Frictions, Arbitrage, and the Capitalization of Amenities
w25685 Adrien Auclert
Will S. Dobbie
Paul Goldsmith-Pinkham

Macroeconomic Effects of Debt Relief: Consumer Bankruptcy Protections in the Great Recession
w25668 Bronson Argyle
Taylor D. Nadauld
Christopher Palmer

Monthly Payment Targeting and the Demand for Maturity
w25661 Margherita Borella
Mariacristina De Nardi
Fang Yang

The Lost Ones: the Opportunities and Outcomes of Non-College Educated Americans Born in the 1960s
w25642 Manasi Deshpande
Tal Gross
Yalun Su

Disability and Distress: The Effect of Disability Programs on Financial Outcomes
w25622 Ricardo Perez-Truglia
The Effects of Income Transparency on Well-Being: Evidence from a Natural Experiment
w25612 Tito Boeri
Andrea Ichino
Enrico Moretti
Johanna Posch

Wage Equalization and Regional Misallocation: Evidence from Italian and German Provinces
w25586 Itzik Fadlon
Shanthi P. Ramnath
Patricia K. Tong

Market Inefficiency and Household Labor Supply: Evidence from Social Security's Survivors Benefits
w25584 Qing Hu
Ross Levine
Chen Lin
Mingzhu Tai

Mentally Spent: Credit Conditions and Mental Health
w25567 John Gathergood
David Hirshleifer
David Leake
Hiroaki Sakaguchi
Neil Stewart

Naïve *Buying* Diversification and Narrow Framing by Individual Investors
w25566 Bing Han
David Hirshleifer
Johan Walden

Visibility Bias in the Transmission of Consumption Beliefs and Undersaving
w25561 Kanin Anantanasuwong
Roy Kouwenberg
Olivia S. Mitchell
Kim Peijnenberg

Ambiguity Attitudes about Investments: Evidence from the Field
w25557 John Gathergood
Neale Mahoney
Neil Stewart
Jörg Weber

How Do Americans Repay Their Debt? The Balance-Matching Heuristic
w25548 Jon Kleinberg
Jens Ludwig
Sendhil Mullainathan
Cass R. Sunstein

Discrimination In The Age Of Algorithms
w25542 Steffen Meyer
Michaela Pagel

Fully Closed: Individual Responses to Realized Gains and Losses
w25540 Victor Stango
Jonathan Zinman

We are all Behavioral, More or Less: Measuring and Using Consumer-level Behavioral Sufficient Statistics
w25526 Su H. Shin
Dean R. Lillard
Jay Bhattacharya

Understanding the Correlation between Alzheimer's Disease Polygenic Risk, Wealth, and the Composition of Wealth Holdings
w25505 Ernest Liu
Atif Mian
Amir Sufi

Low Interest Rates, Market Power, and Productivity Growth
w25498 Finn Kydland
Nick Pretnar

The Costs and Benefits of Caring: Aggregate Burdens of an Aging Population
w25496 Francesco D’Acunto
Daniel Hoang
Maritta Paloviita
Michael Weber

IQ, Expectations, and Choice
w25491 Katja Hanewald
Hazel Bateman
Hanming Fang
Shang Wu

Is There a Demand for Reverse Mortgages in China? Evidence from Two Online Surveys
w25450 Barney Hartman-Glaser
Benjamin M. Hébert

The Insurance is the Lemon: Failing to Index Contracts
w25448 Pietro Veronesi
Heterogeneous Households under Uncertainty
w25442 Matthew Smith
Danny Yagan
Owen M. Zidar
Eric Zwick

Capitalists in the Twenty-First Century
w25417 Peter Ganong
Pascal J. Noel

Consumer Spending During Unemployment: Positive and Normative Implications
2018
w25403 Tomasz Piskorski
Amit Seru

Debt Relief and Slow Recovery: A Decade after Lehman
w25381 Martin Lettau
Sydney C. Ludvigson
Paulo Manoel

Characteristics of Mutual Fund Portfolios: Where Are the Value Funds?
w25358 Keith Marzilli Ericson
David Laibson

Intertemporal Choice
w25336 Itzhak Ben-David
Elyas Fermand
Camelia M. Kuhnen
Geng Li

Expectations Uncertainty and Household Economic Behavior
w25269 John Ameriks
Gábor Kézdi
Minjoon Lee
Matthew D. Shapiro

Heterogeneity in Expectations, Risk Tolerance, and Household Stock Shares: The Attenuation Puzzle
w25261 James Banks
Carl Emmerson

A Lifetime of Changes: State Pensions and Work Incentives at Older Ages in the UK, 1948-2018
w25212 Scott R. Baker
Lorenz Kueng
Leslie McGranahan
Brian T. Melzer

Do Household Finances Constrain Unconventional Fiscal Policy?
w25200 Daniel J. Benjamin
Errors in Probabilistic Reasoning and Judgment Biases
w25190 Stuart V. Craig
Keith Marzilli Ericson
Amanda Starc

How Important Is Price Variation Between Health Insurers?
w25170 Gabriel Garber
Atif Mian
Jacopo Ponticelli
Amir Sufi

Household Debt and Recession in Brazil
w25161 Ori Heffetz
Expenditure Visibility and Consumer Behavior: New Evidence
w25157 David W. Berger
Konstantin Milbradt
Fabrice Tourre
Joseph Vavra

Mortgage Prepayment and Path-Dependent Effects of Monetary Policy
w25150 Mark L. Egan
Gregor Matvos
Amit Seru

Arbitration with Uninformed Consumers
w25149 Greg Buchak
Gregor Matvos
Tomasz Piskorski
Amit Seru

The Limits of Shadow Banks
w25108 Maarten Meeuwis
Jonathan A. Parker
Antoinette Schoar
Duncan I. Simester

Belief Disagreement and Portfolio Choice
w25097 Andres Liberman
Christopher Neilson
Luis Opazo
Seth Zimmerman

The Equilibrium Effects of Information Deletion: Evidence from Consumer Credit Markets
w25090 Manuel Adelino
Antoinette Schoar
Felipe Severino

Perception of House Price Risk and Homeownership
w25086 Brian Baugh
Itzhak Ben-David
Hoonsuk Park
Jonathan A. Parker

Asymmetric Consumption Response of Households to Positive and Negative Anticipated Cash Flows
w25082 Miguel Ampudia
Russell Cooper
Julia Le Blanc
Guozhong Zhu

MPC Heterogeneity in Europe: Sources and Policy Implications
w25078 Scott R. Baker
Lorenz Kueng
Steffen Meyer
Michaela Pagel

Measurement Error in Imputed Consumption
w25073 Pablo D'Erasmo
Enrique G. Mendoza

History Remembered: Optimal Sovereign Default on Domestic and External Debt
w25072 Jonathan Chapman
Erik Snowberg
Stephanie Wang
Colin Camerer

Loss Attitudes in the U.S. Population: Evidence from Dynamically Optimized Sequential Experimentation (DOSE)
w25067 Suzanne B. Shu
Robert Zeithammer
John W. Payne

The Pivotal Role of Fairness: Which Consumers Like Annuities?
w25061 Anders Anderson
David T. Robinson

Who Feels the Nudge? Knowledge, Self-Awareness and Retirement Savings Decisions
w25056 Nikolai Roussanov
Hongxun Ruan
Yanhao Wei

Marketing Mutual Funds
w25053 Sarah Miller
Luojia Hu
Robert Kaestner
Bhashkar Mazumder
Ashley Wong

The ACA Medicaid Expansion in Michigan and Financial Health
w25046 Robert L. McDonald
Thomas A. Rietz

Ratings and Asset Allocation: An Experimental Analysis
w25040 Jiangze Bian
Zhiguo He
Kelly Shue
Hao Zhou

Leverage-Induced Fire Sales and Stock Market Crashes
w25034 Sandro Ambuehl
B. Douglas Bernheim
Fulya Ersoy
Donna Harris

Peer Advice on Financial Decisions: A case of the blind leading the blind?
w25023 Sarah Miller
Cindy K. Soo

Do Neighborhoods Affect Credit Market Decisions of Low-Income Borrowers? Evidence from the Moving to Opportunity Experiment
w25019 James J. Choi
Adriana Z. Robertson

What Matters to Individual Investors? Evidence from the Horse's Mouth
w25005 Dean Corbae
Andrew Glover

Employer Credit Checks: Poverty Traps versus Matching Efficiency
w24999 Christopher Blattman
Nathan Fiala
Sebastian Martinez

The Long Term Impacts of Grants on Poverty: 9-year Evidence From Uganda's Youth Opportunities Program
w24993 Keith Marzilli Ericson
Justin R. Sydnor

Liquidity Constraints and the Value of Insurance
w24989 Björn Richter
Moritz Schularick
Ilhyock Shim

The Costs of Macroprudential Policy
w24977 Uzma Afzal
Giovanna D'Adda
Marcel Fafchamps
Farah Said

Intrahousehold Consumption Allocation and Demand for Agency: A Triple Experimental Investigation
w24964 Peter Ganong
Pascal Noel

Liquidity vs. Wealth in Household Debt Obligations: Evidence from Housing Policy in the Great Recession
w24953 Will Dobbie
Andres Liberman
Daniel Paravisini
Vikram Pathania

Measuring Bias in Consumer Lending
w24948 Michael Carlos Best
James Cloyne
Ethan Ilzetzki
Henrik Kleven

Estimating the Elasticity of Intertemporal Substitution Using Mortgage Notches
w24934 Stefania Albanesi
Jaromir Nosal

Insolvency After the 2005 Bankruptcy Reform
w24928 Stephen G. Dimmock
Roy Kouwenberg
Olivia S. Mitchell
Kim Peijnenburg

Household Portfolio Underdiversification and Probability Weighting: Evidence from the Field
w24898 John Y. Campbell
Tarun Ramadorai
Benjamin Ranish

Do the Rich Get Richer in the Stock Market? Evidence from India
w24881 Theresa Kuchler
Michaela Pagel

Sticking to Your Plan: The Role of Present Bias for Credit Card Paydown
w24863 Lance Lochner
Todd Stinebrickner
Utku Suleymanoglu

Parental Support, Savings and Student Loan Repayment
w24854 John Beshears
James J. Choi
David Laibson
Brigitte C. Madrian

Behavioral Household Finance
w24849 Sara G. Castellanos
Diego Jiménez Hernández
Aprajit Mahajan
Enrique Seira

Financial Inclusion and Contract Terms: Experimental Evidence From Mexico
w24844 Neil Bhutta
Benjamin J. Keys

Eyes Wide Shut? The Moral Hazard of Mortgage Insurers during the Housing Boom
w24823 Atif Mian
Amir Sufi

Credit Supply and Housing Speculation
w24804 Katharine G. Abraham
Emel Filiz-Ozbay
Erkut Y. Ozbay
Lesley J. Turner

Behavioral Effects of Student Loan Repayment Plan Options on Borrowers' Career Decisions: Theory and Experimental Evidence
w24797 Stefano DellaVigna
Structural Behavioral Economics
w24767 Andreas Fuster
Ricardo Perez-Truglia
Mirko Wiederholt
Basit Zafar

Expectations with Endogenous Information Acquisition: An Experimental Investigation
w24734 Greg Kaplan
Giovanni L. Violante

Microeconomic Heterogeneity and Macroeconomic Shocks
w24723 Nicholas C. Barberis
Psychology-based Models of Asset Prices and Trading Volume
w24699 Bronson Argyle
Taylor D. Nadauld
Christopher Palmer
Ryan D. Pratt

The Capitalization of Consumer Financing into Durable Goods Prices
w24696 Ulrike Malmendier
Leslie Sheng Shen

Scarred Consumption
w24679 Abhijit Banerjee
Emily Breza
Arun G. Chandrasekhar
Benjamin Golub

When Less is More: Experimental Evidence on Information Delivery During India's Demonetization
w24678 Victor Chernozhukov
Mert Demirer
Esther Duflo
Iván Fernández-Val

Generic Machine Learning Inference on Heterogenous Treatment Effects in Randomized Experiments
w24667 Erik Lindqvist
Robert Östling
David Cesarini

Long-run Effects of Lottery Wealth on Psychological Well-being
w24646 Luis M. Viceira
Zixuan (Kevin) Wang

Global Portfolio Diversification for Long-Horizon Investors
w24642 Daniel Barth
Nicholas W. Papageorge
Kevin Thom

Genetic Endowments and Wealth Inequality
w24599 John Bailey Jones
Mariacristina De Nardi
Eric French
Rory McGee
Justin Kirschner

The Lifetime Medical Spending of Retirees
w24559 Pamela Giustinelli
Charles F. Manski
Francesca Molinari

Tail and Center Rounding of Probabilistic Expectations in the Health and Retirement Study

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Generated on Wed Jun 19 00:00:06 2019

 
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